Name of Post:Bank of India Credit Officer Recruitment 2026 Apply Online
Post Date / Update:30 June 2026 | 12:20 AM
Short Info:The Bank of India has announced a recruitment drive for 779 Credit Officer positions across three distinct professional grades for the year 2026. Interested candidates must submit their applications and the required fees between 30 June and 20 July 2026 via the official online portal. Eligibility criteria vary by role, generally requiring a Bachelor’s degree with at least 60% marks and a minimum of three to five years of relevant experience. Costs for applying are set at 850/- for general categories and a reduced rate of 175/- for SC, ST, and disabled applicants. Prospective employees are encouraged to review the full notification for specific age limits and category-wise vacancy distributions before starting the registration process. This recruitment initiative aims to fill roles in the General Banking Officer stream to strengthen the bank’s financial assessment capabilities.

Bank of India (BOI)

BOI Credit Officer Recruitment  2026

BOI Project No 2026-27/01 : Short Details of Notification

Sarkari Sewayojan www.sarkarisewayojan.com

Recruitment Overview: Bank of India Credit Officer 2026

Post and Organization Details

Information Type

Details

Name of the Job

Credit Officer Vacancy 2026

Hiring Organization

Bank of India (BOI)

Total Number of Seats

779 Vacancies

Project Reference

No. 2026-27/01

•  The official job title for this opening is Credit Officer.
•  The organization looking for new staff is the Bank of India.
•  There are a total of 779 open positions available for candidates.
•  This hiring process is part of Project Number 2026-27/01.

 

Crucial Timeline (Important Dates)

Event Description

Date

Start Date for Registration

30/06/2026

Last Date to Send Application

20/07/2026

Deadline for Paying Fees

20/07/2026

Date of the Test

To be announced soon

Admit Card Release

Before the exam starts

•  Candidates can begin filling out their forms on 30 June 2026.
•  The window for online applications will close on 20 July 2026.
•  Make sure to finish your payment by the final date of 20 July 2026.
•  The specific dates for the examination will follow the official bank schedule.
•  Hall tickets or admit cards will be made available a few days before the test date.

 

Application Cost (Fees)

Category of Candidate

Total Fee Amount

General / OBC / EWS

₹ 850

SC / ST Candidates

₹ 175

PH (Physically Handicapped)

₹ 175

•  People in the General, OBC, and EWS groups need to pay 850 Rupees.
•  Candidates belonging to SC or ST categories are charged a lower fee of 175 Rupees.
•  Physically Handicapped (Divyang) applicants also pay 175 Rupees.
•  Fees can be paid using online methods like Debit or Credit cards and Net Banking.
•  Offline payment through E-Challan is also an option for some candidates.

 

Age Requirements (As of 01/06/2026)

Age Factor

Details

Lowest Age Allowed

25 Years (Depends on post)

Highest Age Allowed

45 Years (Depends on post)

Extra Age Benefits

Available as per official rules

•  The minimum age to apply is 25 years, but this varies based on which specific post you choose.
•  The maximum age limit goes up to 45 years for certain roles.
•  Your age will be calculated based on how old you were on 1 June 2026.
•  Specific categories might get extra years of relaxation according to BOI recruitment policies.

 

Position Details and Requirements

Post Name

Total Seats

Age Bracket

Work Experience Required

Credit Officer (MMGS-II)

677

25 to 32 Years

3 Years

Credit Officer (MMGS-III)

61

28 to 38 Years

5 Years

Credit Officer (SMGS-IV)

41

32 to 45 Years

3 Years

•  Credit Officer (MMGS-II):
•  There are 677 seats for this specific grade.
•  You must be between 25 and 32 years old to apply.
•  You need at least 3 years of experience in a relevant field.
•  A Bachelor's degree in any subject is required with at least 60% marks.
•  Reserved groups (SC/ST/OBC/PH) only need 55% marks in their degree.
•  Credit Officer (MMGS-III):
•  This grade has 61 open positions.
•  The age range for applicants is 28 to 38 years.
•  Candidates must have a minimum of 5 years of work experience.
•  The educational requirement is a Graduation degree with 60% (55% for reserved categories).
•  Credit Officer (SMGS-IV):
•  There are 41 vacancies for this senior role.
•  Applicants should be between 32 and 45 years of age.
•  At least 3 years of experience is mandatory for this post.
•  A Bachelor’s degree with 60% marks (55% for reserved groups) is necessary.

 

Seat Distribution by Category

Post Name

Gen

EWS

OBC

SC

ST

Total

MMGS-II

274

69

180

102

52

677

MMGS-III

22

08

16

10

05

61

SMGS-IV

21

03

09

06

02

41

•  For the MMGS-II role, the General category has the most seats at 274.
•  The MMGS-III post has 22 seats reserved for General candidates and 16 for OBC.
•  For the SMGS-IV post, there are 21 seats for General and 9 for OBC candidates.
•  Total seats for SC across all posts add up to 118 (102 + 10 + 6).
•  The EWS category has a total of 80 seats available across the three grades.

 

Selection and Syllabus

Topic

Details

Selection Method

Written Test and Interview

Syllabus Info

Check the full official document

Salary Details

Refer to the pay scale in the notification

•  The selection process will likely involve an examination followed by other procedures like interviews.
•  Candidates are advised to read the full notification for the detailed syllabus and test pattern.
•  Information regarding the monthly salary and pay scale is provided in the bank's main advertisement.

 

Instructions for Online Application

Step Number

Action to Take

Step 1

Read the full recruitment notice before starting.

Step 2

Gather all documents like ID proof and address details.

Step 3

Scan your photo, signature, and other required proofs.

Step 4

Fill in the application form carefully on the website.

Step 5

Double-check every detail before hitting submit.

•  You can apply for these roles between 30 June 2026 and 20 July 2026.
•  Before you start, make sure you meet the education and age rules for your chosen post.
•  Keep your ID card, school certificates, and address proof ready for the form.
•  Ensure the scanned photo and signature meet the size requirements of the portal.
•  Pay the fee to complete your application; otherwise, it will not be accepted.

 

Essential Links

Resource

Action

Apply Online

Click Here

Download Notification

Click Here

Age Calculator

Click Here

Image Resizer

Click Here

Photo Signature Joiner

Click Here

Name & Date on Photo

Click Here

Official Website

Visit Bank of India site

•  The direct link to apply will be active starting from the end of June 2026.
•  You can download the full advertisement to read all the small rules and conditions.
•  Check the official Bank of India portal for the latest updates on this job.

 

Common Questions & Answers (Q&A)

Q. How many total vacancies are available in the Bank of India 2026 recruitment?

There are a total of 779 vacancies available for the Credit Officer position across different grades.

Q. What is the last date to apply for these bank jobs?

The final date to submit your online application and pay the fee is 20 July 2026.

Q. Do I need work experience to apply for the MMGS-II post?

Yes, you need a minimum of 3 years of experience to be eligible for the MMGS-II Credit Officer role.

Q. What is the application fee for someone in the General category?

Candidates in the General category must pay a fee of ₹ 850.

Q. What is the age limit for the SMGS-IV post?

For the SMGS-IV grade, the candidate should be between 32 and 45 years old.

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